Calculator

PF Calculator

This PF calculator helps business owners, HR teams, and employees estimate Provident Fund deductions using monthly salary, contribution rates, and a basic interest assumption.

Read detailed guide

Enter your values

Indicative only. Actual EPF treatment can vary by wage structure, caps, and organization policy.

Results update instantly as you edit inputs

Monthly basic salary

Employee PF rate

Employer PF rate

Annual interest rate

Apply statutory wage cap

Result

₹2,351

Estimated monthly EPF contribution

Employee contribution₹1,800Your monthly contribution

Employer EPF share₹551Employer share going to EPF

Employer EPS share₹1,250Illustrative split toward pension

Total yearly contribution₹28,206Employee plus employer EPF across one year

Indicative first-year balance₹29,355Approximate value with one year of interest

Assumptions

The calculation assumes salary and PF rates remain constant for 12 months.

Employer contribution is split into EPF and EPS using a common 8.33% EPS rule for illustration.

Calculator insights

Contribution salary considered: ₹15,000 after wage cap.

Estimated annual EPF-only savings: ₹28,206 before future years compound.

How to use the PF Calculator

Enter the monthly basic salary used for PF contribution.

Select the employee and employer PF rates.

Choose whether the statutory wage cap should apply.

Review the EPF, EPS, yearly contribution, and indicative balance values.

Why use this calculator

Quickly estimate monthly PF deductions for salary planning.

Understand how employer contribution may split between EPF and EPS.

Use indicative yearly contribution numbers during payroll reviews.

FAQ

Frequently asked questions about the PF Calculator

Does this PF calculator apply the wage cap?

Yes. You can choose to apply the common Rs 15,000 wage cap or calculate PF on the full contribution salary.

Is the PF result exact for payroll processing?

It is an estimator meant for planning. Final PF treatment depends on salary structure, payroll rules, and compliance settings.

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